What the AI?!

What the AI?!

"What the AI?!" is your weekly guide to the world of artificial intelligence. Industry veterans Jeff Keltner and Annie Delgado break down the latest AI developments, focusing on their impact on business and finance. We decode complex concepts into actionable insights for executives and leaders, keeping you informed and ahead in the AI revolution. Join us as we demystify the technology shaping our future!

Recent Episodes

April 29, 2025

AI’s Next Leap: Learning Without Humans

In this episode, Jeff Keltner and Annie Delgado sprint through the latest in AI, from Beijing’s humanoid robot races to the Academy’s new rules for AI-generated content. They explore Microsoft’s Copilot updates, Nvidia’s new agentic services, OpenAI’s...
April 22, 2025

Peace Deals, Claude’s New Tricks, and China’s AI Power Play

Can AI out-negotiate world leaders—or save lives in remote villages? From geopolitics to Google Docs, this week’s AI breakthroughs could redefine global strategy. Jeff and Annie unpack OpenAI’s mysterious new GPT-4.1 (and why developers get it—but...
April 15, 2025

Big Bets, Bold Models, and Bureaucratic Brilliance

In this episode, Jeff and Annie cover a week of extremes in AI. From Meta’s release of Llama 4 to Amazon’s Nova Sonic model, OpenAI’s memory upgrade, and Google’s massive push into video and agent collaboration, the industry is evolving at breakneck...
April 8, 2025

The Era of Emotional, Agentic, Human-Centric AI

Jeff and Annie dive into the latest AI breakthroughs—from headline-grabbing business moves to deeply human applications. They unpack Elon Musk’s $100B xAI merger, Amazon’s move into smart agents, and brain-to-speech tech that gives voice to the...
March 31, 2025

AI That Feels, Shops, and Works With You

What if AI could help you collaborate better at work and pick your next favorite product? What if it could make you feel... understood? In this episode, Jeff and Annie discuss last week’s breakthroughs and debates in AI, including Google's surprise...

About the Hosts

Jeff Keltner Profile Photo

Jeff Keltner

Jeff Keltner was a founding team member at Upstart, leading business development and strategic partnerships through the company's IPO. Previously, he spent six years at Google, launching Google Workspace for Education and leading Chrome devices' go-to-market strategy. Jeff also worked at IBM and was a founding engineer at SSB Technologies (now Level Access). He holds a BS in Computer Systems Engineering from Stanford University and is an active advisor and board member for startups and nonprofits.

Annie Delgado Profile Photo

Annie Delgado

As Upstart’s Chief Risk Officer, Annie has built a data-driven, technology-based compliance program with particular focus on understanding and managing regulatory risks associated with the use of non-traditional credit modeling techniques and underwriting variables. Throughout her career in mortgage and consumer lending, she has managed and scaled teams spanning multiple functions including Compliance, Operations, and Software Applications. She has designed and implemented automated solutions to regulatory change such as leading the implementation of the TILA-RESPA Integrated Disclosure Rule during her time at Opes Advisors. Annie has a Bachelor’s Degree from Santa Clara University.